FinCEN-registered Money Services Business MSB 31000337713933
LUNTRIXAE Luntrixae LLC
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Virtual cards

ToB and ToC virtual credit cards, issued after onboarding.

A VCC is a virtual credit card for online merchants. Business programs and personal cards are set up as separate products, with their own limits, named holders, and freeze controls. Funding typically follows an OTC conversion or an agreed USD settlement.

Request a card Online OTC

How a card is issued

  1. 01

    Complete onboarding

    Individuals complete KYC. Companies complete KYB, including ownership and authorized users who may receive a card.

  2. 02

    Agree funding

    Luntrixae confirms how the card will be funded — usually USD from a completed conversion or an approved incoming settlement.

  3. 03

    Set controls

    You and Luntrixae set spending limits, merchant categories where available, and whether the card is reusable or single-use.

  4. 04

    Issue and support

    Card details are delivered through the channel we specify. Support handles freeze, replace, and limit changes by email or phone.

ToB

Business virtual cards.

Built for companies that need controlled online payments after KYB: vendors, SaaS, ads, travel, and department expenses. Each card can be named to a person or a cost center.

Named holders

Issue cards to finance, operations, or a specific vendor relationship instead of sharing one number across the company.

Limits and categories

Daily or monthly limits, and merchant-category restrictions where the network allows them.

Finance-ready records

Statements and authorization history are available to the authorized company contact for reconciliation.

Team freeze

An authorized officer can ask Luntrixae to freeze or replace a card if a device is lost or a PAN is exposed.

ToC

Personal virtual cards.

For individuals who have completed KYC and need a USD virtual card for their own online payments — subscriptions, travel, and checkout — within the limit agreed at issuance.

One holder

The card is issued in the onboarded individual’s name. It is not a shared family product unless we agree that in writing.

Everyday online payments

Use at merchants that accept the network assigned at issuance. Availability varies by merchant and country.

Single-use option

Where offered, a one-time card reduces reuse of the same PAN after a specific payment.

Lock from support

Call or email to freeze, replace, or lower the limit. Do not send the full PAN in email unless we ask you to.

Controls that travel with the card

  1. Spending ceiling agreed before issuance
  2. Freeze and replace through Luntrixae
  3. Merchant and geography restrictions where available
  4. Sanctions and merchant screening on the file